Saltar al contenido principal

KYC & KYB Compliance

Standard KYC (Know Your Customer) and KYB (Know Your Business) processes verify identity — they confirm that a person or entity is who they claim to be, check them against sanctions lists, and validate their documentation. What they don't do is tell you anything about that person's or entity's digital reputation, behavioral history, or hidden affiliations.

WeCheck adds a Digital Intelligence layer to your existing KYC/KYB workflow — surfacing reputational, behavioral, and association signals that document checks cannot provide.

The Gap in Standard KYC/KYB​

Standard KYC/KYB CheckWhat It Misses
Document verificationWhether the person behind the documents has a problematic public history
Sanctions & PEP screeningReputational risks below the threshold of formal sanctions
AML transaction monitoringPre-onboarding signals that predict future risk
Business registry lookupThe individual behind the company — UBOs, directors, key officers

Adding the Digital Reputation Layer​

WeCheck scans the public digital footprint of the individuals you are onboarding — customers, business partners, company directors — to surface:

  • Reputational risk signals — News mentions of fraud, litigation, financial misconduct, or regulatory action
  • Behavioral flags — Public statements or affiliations inconsistent with the risk profile you are accepting
  • Network associations — Public connections to sanctioned individuals, shell company networks, or known bad actors
  • Narrative inconsistencies — Discrepancies between self-reported information and verifiable public history

KYB: Vetting the Humans Behind the Business​

Corporate KYB checks validate a legal entity. WeCheck goes further by enabling you to vet the individuals behind the entity — Ultimate Beneficial Owners (UBOs), directors, key officers, and significant shareholders.

For each individual subject, WeCheck reconstructs their public digital presence and surfaces signals relevant to your risk threshold — providing context that a company registry entry never could.

AML & Sanctions Adjacent Use​

WeCheck is not an AML (Anti-Money Laundering) tool and does not replace sanctions screening. However, it surfaces signals that complement your AML workflow:

  • Media-based risk signals — News coverage of fraud, money laundering investigations, or regulatory penalties that may not yet appear in formal sanctions databases
  • Public affiliation signals — Publicly visible associations with sanctioned individuals or entities
  • Behavioral pattern analysis — Public financial misconduct signals (e.g., involvement in public fraud schemes or scam operations)

These signals are investigative leads for your compliance team, not automated blocks.

Audit Trail & Regulatory Support​

Every WeCheck scan generates a logged, exportable record that supports your compliance audit requirements:

  • Timestamp and subject identifiers for every scan
  • Full report output including sources and confidence scores
  • Scan history accessible by authorized Org Admins

This audit trail supports your obligations under GDPR, CCPA, and financial services regulations that require documented due diligence records.

WeCheck can be triggered at multiple points in your onboarding and monitoring lifecycle:

Trigger PointUse
Pre-onboardingRun a scan before approving a new customer or partner relationship
Periodic reviewRescan high-risk customers on a defined schedule (quarterly, annually)
Event-triggered reviewTrigger a rescan when a customer is involved in a reported incident or when their risk tier is upgraded
Offboarding investigationRun a scan when investigating a customer for suspicious activity before escalating